Initial privacy notice to consumers required.

CFR · 2024-01-01 · US · Title 12

(a) (1) (2) (b) (1) You do not disclose any nonpublic personal information about the consumer to any nonaffiliated third party, other than as authorized by §§ 1016.14 and 1016.15; and (2) You do not have a customer relationship with the consumer. (c) (2) (3) (A) Opens a credit card account with you; (B) Executes the contract to open a deposit account with you, obtains credit from you, or purchases insurance from you; (C) Agrees to obtain financial, economic, or investment advisory services from you for a fee; or (D) Becomes your client for the purpose of your providing credit counseling or tax preparation services. (ii) (A) Opens a credit card account with you; (B) Executes the contract to obtain credit from you or purchases insurance from you; (C) Agrees to obtain financial, economic, or investment advisory services from you for a fee; (D) Becomes your client for the purpose of your providing credit counseling or tax preparation services or to obtain career counseling while seeking employment with a financial institution or the finance, accounting, or audit department of any company (or while employed by such a company or financial institution); (E) Provides any personally identifiable financial information to you in an effort to obtain a mortgage loan through you; (F) Executes the lease for personal property with you; (G) Is an obligor on an account that you purchased from another financial institution and whom you have located and begun attempting to collect amounts owed o

official document · source cfr-2024 · id 12:§ 1016.4