Appropriate proof of identity.

CFR · 2024-01-01 · US · Title 12

(a) Consumer reporting agencies shall develop and implement reasonable requirements for what information consumers shall provide to constitute proof of identity for purposes of sections 605A, 605B, and 609(a)(1) of the FCRA. In developing these requirements, the consumer reporting agencies must: (1) Ensure that the information is sufficient to enable the consumer reporting agency to match consumers with their files; and (2) Adjust the information to be commensurate with an identifiable risk of (b) Examples of information that might constitute reasonable information requirements for proof of identity are provided for illustrative purposes only, as follows: (1) (2)

official document · source cfr-2024 · id 12:§ 1022.123