Scope.

CFR · 2024-01-01 · US · Title 12

(a) (i) Uses a consumer report in connection with an application for, or a grant, extension, or other provision of, credit to a consumer that is primarily for personal, family, or household purposes; and (ii) Based in whole or in part on the consumer report, grants, extends, or otherwise provides credit to the consumer on material terms that are materially less favorable than the most favorable material terms available to a substantial proportion of consumers from or through that person. (2) (b)

official document · source cfr-2024 · id 12:§ 1022.70