Limitation on rates.

CFR · 2024-01-01 · US · Title 12

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when: (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or (b) In the case of open-end credit, the annual percentage rate may increase during the plan.

official document · source cfr-2024 · id 12:§ 1026.30