Rules concerning requests for information.

CFR · 2024-01-01 · US · Title 12

(a) (2) (3) (b) (1) (i) The applicant will not be required to provide the information; (ii) The creditor is requesting the information to monitor its compliance with the federal Equal Credit Opportunity Act; (iii) Federal law prohibits the creditor from discriminating on the basis of this information, or on the basis of an applicant's decision not to furnish the information; and (iv) If applicable, certain information will be collected based on visual observation or surname if not provided by the applicant or other person. (2) (c) (2) (i) The spouse will be permitted to use the account; (ii) The spouse will be contractually liable on the account; (iii) The applicant is relying on the spouse's income as a basis for repayment of the credit requested; (iv) The applicant resides in a community property state or is relying on property located in such a state as a (v) The applicant is relying on alimony, child support, or separate maintenance payments from a spouse or former spouse as a basis for repayment of the credit requested. (3) (d) (2) (3) (e)

official document · source cfr-2024 · id 12:§ 202.5