Obtaining or using medical information in connection with a determination of eligibility for credit.

CFR · 2024-01-01 · US · Title 12

(a) (1) Any of the following that participates as a creditor in a transaction— (i) A bank that is a member of the Federal Reserve System (other than national banks) and its subsidiaries; (ii) A branch or Agency of a foreign bank (other than Federal branches, Federal Agencies, and insured State branches of foreign banks) and its subsidiaries; (iii) A commercial lending company owned or controlled by foreign banks; (iv) An organization operating under section 25 or 25A of the Federal Reserve Act (12 U.S.C. 601 (v) A bank holding company and an affiliate of such holding company (other than depository institutions and consumer reporting agencies); or (2) Any other person that participates as a creditor in a transaction involving a person described in paragraph (a)(1) of this section. (b) (2) (ii) (iii) (A) Any determination of the consumer's qualification or fitness for employment, insurance (other than a credit insurance product), or other non-credit products or services; (B) Authorizing, processing, or documenting a payment or transaction on behalf of the consumer in a manner that does not involve a determination of the consumer's eligibility, or continued eligibility, for credit; or (C) Maintaining or servicing the consumer's account in a manner that does not involve a determination of the consumer's eligibility, or continued eligibility, for credit. (c) (2) (3) (i) In response to a general question regarding a consumer's debts or expenses, the creditor receives information th

official document · source cfr-2024 · id 12:§ 222.30