Scope, general prohibition and definitions.

CFR · 2024-01-01 · US · Title 12

(a) (b) (c) (2) (3) (4) (i) Any determination of the consumer's qualification or fitness for employment, insurance (other than a credit insurance product), or other non-credit products or services; (ii) Authorizing, processing, or documenting a payment or transaction on behalf of the consumer in a manner that does not involve a determination of the consumer's eligibility, or continued eligibility, for credit; or (iii) Maintaining or servicing the consumer's account in a manner that does not involve a determination of the consumer's eligibility, or continued eligibility, for credit. (5) (i) Information or data, whether oral or recorded, in any form or medium, created by or derived from a health care provider or the consumer, that relates to— (A) The past, present, or future physical, mental, or behavioral health or condition of an individual; (B) The provision of health care to an individual; or (C) The payment for the provision of health care to an individual. (ii) The term does not include: (A) The age or gender of a consumer; (B) Demographic information about the consumer, including a consumer's residence address or e-mail address; (C) Any other information about a consumer that does not relate to the physical, mental, or behavioral health or condition of a consumer, including the existence or value of any insurance policy; or (D) Information that does not identify a specific consumer. (6)

official document · source cfr-2024 · id 12:§ 232.1