Rule of construction for obtaining and using unsolicited medical information.

CFR · 2024-01-01 · US · Title 12

(a) (b) (c) (1) In response to a general question regarding a consumer's debts or expenses, the creditor receives information that the consumer owes a debt to a hospital. (2) In a conversation with the creditor's loan officer, the consumer informs the creditor that the consumer has a particular medical condition. (3) In connection with a consumer's application for an extension of credit, the creditor requests a consumer report from a consumer reporting agency and receives medical information in the consumer report furnished by the agency even though the creditor did not specifically request medical information from the consumer reporting agency.

official document · source cfr-2024 · id 12:§ 232.2