Service test.

CFR · 2024-01-01 · US · Title 12

(a) (b) (c) (d) (1) The current distribution of the bank's or savings association's branches among low-, moderate-, middle-, and upper-income geographies; (2) In the context of its current distribution of the bank's or savings association's branches, the bank's or savings association's record of opening and closing branches, particularly branches located in low- or moderate-income geographies or primarily serving low- or moderate-income individuals; (3) The availability and effectiveness of alternative systems for delivering retail banking services ( (4) The range of services provided in low-, moderate-, middle-, and upper-income geographies and the degree to which the services are tailored to meet the needs of those geographies. (e) (1) The extent to which the bank or savings association provides community development services; and (2) The innovativeness and responsiveness of community development services. (f)

official document · source cfr-2024 · id 12:§ 25.24