Small bank and savings association performance standards.

CFR · 2024-01-01 · US · Title 12

(a) (2) (b) (1) The bank's or savings association's loan-to-deposit ratio, adjusted for seasonal variation, and, as appropriate, other lending-related activities, such as loan originations for sale to the secondary markets, community development loans, or qualified investments; (2) The percentage of loans and, as appropriate, other lending-related activities located in the bank's or savings association's assessment area(s); (3) The bank's or savings association's record of lending to and, as appropriate, engaging in other lending-related activities for borrowers of different income levels and businesses and farms of different sizes; (4) The geographic distribution of the bank's or savings association's loans; and (5) The bank's or savings association's record of taking action, if warranted, in response to written complaints about its performance in helping to meet credit needs in its assessment area(s). (c) (1) The number and amount of community development loans; (2) The number and amount of qualified investments; (3) The extent to which the bank or savings association provides community development services; and (4) The bank's or savings association's responsiveness through such activities to community development lending, investment, and services needs. (d)

official document · source cfr-2024 · id 12:§ 25.26