Loan-to-deposit ratio screen.

CFR · 2024-01-01 · US · Title 12

(a) (b) (2) If the OCC determines that the bank's statewide loan-to-deposit ratio is less than 50 percent of the host state loan-to-deposit ratio, or if reasonably available data are insufficient to calculate the bank's statewide loan-to-deposit ratio, the OCC will make a credit needs determination for the bank as provided in § 25.64.

official document · source cfr-2024 · id 12:§ 25.63