Loan-to-deposit ratio screen.
CFR · 2024-01-01 · US · Title 12
(a) (b) (2) If the FDIC determines that the bank's statewide loan-to-deposit ratio is less than 50 percent of the host state loan-to-deposit ratio, or if reasonably available data are insufficient to calculate the bank's statewide loan-to-deposit ratio, the FDIC will make a credit needs determination for the bank as provided in § 369.4.
official document · source cfr-2024 · id 12:§ 369.3