Capital measures and capital categories.

CFR · 2024-01-01 · US · Title 12

(a) (i) Total Risk-Based Capital Measure: the total risk-based capital ratio; (ii) Tier 1 Risk-Based Capital Measure: the tier 1 risk-based capital ratio; (iii) Common Equity Tier 1 Capital Measure: The common equity tier 1 risk-based capital ratio; (iv) The Leverage Measure: (A) The leverage ratio; and (B) With respect to an advanced approaches national bank or advanced approaches Federal savings association, on January 1, 2018, and thereafter, the supplementary leverage ratio; and (2) For a qualifying community banking organization (as defined in § 3.12 of this chapter), that has elected to use the community bank leverage ratio framework (as defined in § 3.12 of this chapter), the leverage ratio calculated in accordance with § 3.12(b) of this chapter is used to determine the well capitalized capital category under paragraph (b)(1)(i) (A) through (D) of this section. (b) (1)(i) Well capitalized if: (A) Total Risk-Based Capital Measure: The national bank or Federal savings association has a total risk-based capital ratio of 10.0 percent or greater; (B) Tier 1 Risk-Based Capital Measure: The national bank or Federal savings association has a tier 1 risk-based capital ratio of 8.0 percent or greater; (C) Common Equity Tier 1 Capital Measure: The national bank or Federal savings association has a common equity tier 1 risk-based capital ratio of 6.5 percent or greater; (D) Leverage Measure: ( ( (E) The national bank or Federal savings association is not subject to any written agr

official document · source cfr-2024 · id 12:§ 6.4