Minimum capital requirements.

CFR · 2024-01-01 · US · Title 12

(a) (b) (1) A common equity tier 1 (CET1) capital ratio of 4.5 percent. (2) A tier 1 capital ratio of 6 percent. (3) A total capital ratio of 8 percent. (4) A tier 1 leverage ratio of 4 percent, of which at least 1.5 percent must be composed of URE and URE equivalents. (5) [Reserved] (6) A permanent capital ratio of 7 percent. (c) (1) (2) (3) (4) (ii) To calculate the measure of URE and URE equivalents described in paragraph (b)(4) of this section, a System institution must adjust URE and URE equivalents to reflect all the deductions and adjustments required under § 628.22(a), (b), and (c), and must use the denominator of the tier 1 leverage ratio. (5) (d) [Reserved] (e) (2) A System institution must have a process for assessing its overall capital adequacy in relation to its risk profile and a comprehensive strategy for maintaining an appropriate level of capital under § 615.5200 of this chapter.

official document · source cfr-2024 · id 12:§ 628.10