Nonconforming Investment Special Reserve

Proposed Rule · 2026-10-21 · US · National Credit Union Administration

The NCUA Board (Board) is proposing to amend its regulations governing the requirements for federal share insurance. This action would remove the requirement for federally insured, state-chartered credit unions to establish a special reserve for certain investments that are beyond those authorized for federally chartered credit unions. The intended effect is to reduce unnecessary compliance and administrative burdens for state-chartered insured credit unions without diminishing the agency's ability to protect the National Credit Union Share Insurance Fund.

official document · source federal-register · id 2026-21509